If you are reading this, I’m sure the title may have caught your attention! GREAT!
I assume, you, as most people, assume that cost of insurance is the most important factor when looking for auto insurance? What if I told you it is NOT! Not even close! The most important part of your policy is not what you pay! The most important part are your coverages.
Do me a favor……ask yourself this question: Does my auto insurance do what I expect if I’m in an accident? What are your expectations? If you total a Tesla (let’s pray this never happens), do you expect your insurance to take care of that cost? Most people would say “YES”!
What if I told you that answer is likely a big NO? This gets us back to my previous blog about liability coverage!
My job as an agent is not to write you a cheap policy! I hope it is very affordable for you, but if your focus is cost, you will fall short if you are ever in a serious accident. As an agent, my job is to help you protect your assets & that is done by properly explaining coverages to you. If you are a current client, you likely know what that means. We spend a significant amount of time educating clients on what insurance really is. If you are paying for it, then you should know. If you are reading this & feel frustrated about insurance or confused, please call us. We are here to help explain & educate you on what that looks like. The next time you receive a phone call from a telemarketing company trying to sell you auto insurance, please remember this. Do not allow yourself to fall victim to “cheap insurance”. You always get what you pay for!

We have clients call us daily asking about coverages or sometimes we ask them, very few know anything other than “liability” or “full coverage”. There is MUCH MUCH more!